PNC Bank Hours: Full Hours and Holidays (2024)

FAQs

PNC Bank Hours: Full Hours and Holidays? ›

We determine availability by counting the number of business days from the business day of your deposit. Every day except Saturday, Sunday and a federal holiday is a business day.

We determine availability by counting the number of business days from the business day of your deposit. Every day except Saturday, Sunday and a federal holiday is a business day.

(888) 762-2265

PNC Financial Services / Customer service

Over the Phone – Cancel your PNC checking account by calling the company's customer service department at 1-888-762-2265. You will have to provide your personal and account information to verify your identity. At a Branch – Walk-in or make an appointment at a branch location to close your account.

Business and Banking Days

Even though a bank may be open for regular business on a Saturday, that day is not considered a banking day for purposes of Regulation CC because Saturday is never a ''business day'' under the regulation.

A business day refers to any day in which normal business operations are conducted. In Western countries, a business day lasts eight hours and is considered to be Monday through Friday from 9 a.m. to 5 p.m. local time. Business days do not include weekends and public holidays.

The Spend account charges a $7 monthly service fee, but there are ways that you can avoid the fee. To avoid the fee, you must meet one of the following three requirements: Keep an average minimum monthly balance of at least $500 combined in your accounts. Have monthly direct deposits of $500 or more.

The amount of cash you can withdraw from a bank in a single day will depend on the bank's cash withdrawal policy. Your bank may allow you to withdraw $5,000, $10,000 or even $20,000 in cash per day. Or your daily cash withdrawal limits may be well below these amounts.

The Limit You Need To Worry About Is $10,000

“$5,000 is okay, but if you withdraw more than $10,000, the transaction will be reported to the IRS and at least one other government agency,” Bakke said.

Which bank is better, Chase or PNC? ›

If access to bank branches is important to you, Chase has more than double what PNC Bank has. Chase also offers better CD rates. However, PNC Bank's Virtual Wallet helps you manage your spending, set money aside for short-term goals, and grow your savings.

PNC is the product of a merger of two distinguished Pennsylvania banks in 1983: Pittsburgh National Corporation and Provident National Corporation based in Philadelphia. Each of these institutions had served diverse markets so that merger creating PNC also became the largest bank in Pennsylvania.

The parent company of PNC Bank is PNC Financial Services Group. It is a publicly traded company, using the ticker symbol PNC on the New York Stock Exchange, and it is a component of the large-cap benchmark index known as the S&P 500.

How much does it cost to close an account? It doesn't cost anything to close a PNC or BBVA account, but it might cost you money to keep that account if they're charging you monthly maintenance or ATM surcharge fees. You can transfer money out of your account by way of ACH.

Yes. Generally, banks may close accounts, for any reason and without notice. Some reasons could include inactivity or low usage. Review your deposit account agreement for policies specific to your bank and your account.

Overdrawing your account, maintaining a negative available balance for any period of time and returning transactions as unpaid may have consequences, including account closure or negative impacts to your ability to obtain financial services including loans, deposit accounts, and other services at PNC and other ...

Weekends and holidays: Since the ACH network operates only on business days, transactions initiated on weekends or holidays are usually processed on the next business day. However, some financial institutions will release pay on the Friday prior.

For instance, Cree says, checks are cleared only on business days. This means weekends and federal holidays typically aren't considered business days for banking purposes. It also might take longer for a check to clear depending when a financial institution starts and ends its business day, says Cree.

Generally, when depositing government checks, cashier's checks, certified checks, and official checks, the funds must be available the next business day.

A banking day is any day on which banks are open to the public and are generally carrying on their normal banking functions. A banking day is generally any day except Saturday, Sundays and legal holidays.